There is one good way to stay in constant need of more money, and that is investing your earnings poorly. In the United States, status has become everything, and the culture around having the most expensive things that people really cannot afford has kept many people barely scraping by. Perhaps the biggest fault for anyone is buying things that they cannot truly afford.
Take for example, the culture around expensive sneakers, new phones, expensive cars, and designer clothing. These upper ended objects were designed for the upper class. When you have to save up for a long time to get these useless objects, you know that you’d be better off getting something cheaper.